Поправки для МФО

29.03.2016 10:24 1148 0

Сегодня, 29 марта, в России вступают в силу поправки к закону о микрофинансовых организациях.

Новые требования ограничивают предельный размер долга по так называемым «займам до зарплаты», теперь он должен составлять до 30 тысяч рублей (на срок не более месяца). Кроме того, совокупный размер начисленных процентов по таким займам не может превышать сумму основного долга более чем в 4 раза. Отметим, до этих поправок стоимость займа могла достигать 2% в день.

Также с 29 марта привлекать деньги у физлиц смогут не все МФО, а при этом предприниматели смогут одалживать у них суммы в 3 раза крупнее, чем сейчас. Теперь у микрофинансовых компаний есть право привлекать деньги у любых физических или юридических лиц, для этого размер их собственных средств должен быть больше 70 млн рублей. Если таких средств у компании нет, то она считается микрокредитной и не может привлекать средства у населения, а только у бизнеса.

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