Центральный банк России подготовил предложения по ограничению ростовщической ставки по банковским кредитам

Ростовщикам тут не место

20.09.2013 19:40 908 0

Центральный банк России подготовил предложения по ограничению ростовщической ставки по банковским кредитам, - пишет РБК.

В ЦБ предлагают «разделить необеспеченные кредиты банков и микрофинансовых организаций на несколько видов, в зависимости от ряда факторов и по каждому виду установить среднерыночную ставку и допустимое отклонение от нее до одной трети».

Причем среднерыночную ставку предлагается составить на основе проводимого департаментом финансовой стабильности ЦБ ежеквартальное исследование, которое учитывает данные более 20 крупных банков, активно занимающихся розничным кредитованием. 

 

Если исходить из этого, то максимальная ставка по кредитам не будет превышать 52% годовых.

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